The Effect of Financial Literacy, Financial Knowledge, Financial Attitude, Locus Of Control and Income on Financial Management Behavior in Millennial Generation in Sidoarjo City Pengaruh Literasi Keuangan, Pengetahuan Keuangan, Sikap Keuangan, Locus Of Control dan Pendapatan Terhadap Perilaku Manajemen Keuangan Pada Generasi Milenial di Kota Sidoarjo
- Financial Literacy,
- Financial Knowledge,
- Financial Attittude,
- Locus of Control,
- Income
- Financial Management Behavior ...More
Copyright (c) 2023 Nesia Odila, Wisnu Panggah Setiyono
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Abstract
This study aims to determine, explain and analyze the influence of Financial Literacy, Financial Knowledge, Financial Attitude, Locus of Control and Income on Financial Management Behavior in Millennial Generation in Sidoarjo City. This research is based on the fact that there is a lack of financial knowledge for the millennial generation where the financial condition of each individual plays a very important role in managing finances well in the future. This study uses quantitative methods, data collection techniques using questionnaires, distributed to 100 respondents consisting of the millennial generation in Sidoarjo. The data analysis technique used in this study is multiple linear regression using the PLS (Partial Least Square) program. The results of this study indicate that the Financial Literacy variable affects Financial Management Behavior, Financial Knowledge variable affects Financial Management Behavior, Financial Attitude affects Financial Management Behavior, and Locus Of Control variable affects Financial Management Behavior, Income variable affects Financial Management Behavior. Financial Literacy, Financial Knowledge, Financial Attitudinal, Locus of Control and Income have a simultaneous effect on Financial Management Behavior in Millennial Generation in Sidoarjo City.
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