Vol 7 (2022): December
Business and Economics

The Effect of Financial Knowledge, Financial Attitude and Personality on Financial Management Behavior at Fruit Street Vendors in Sidoarjo
Pengaruh Pengetahuan Keuangan, Sikap Keuangan dan Kepribadian Terhadap Perilaku Manajemen Keuangan Pada PKL Buah di Sidoarjo


Aprilina Indah
Universitas Muhammadiyah Sidoarjo, Indonesia
Misti Hariasih
Universitas Muhammadiyah Sidoarjo, Indonesia *

(*) Corresponding Author
Picture in here are illustration from public domain image or provided by the author, as part of their works
Published September 13, 2022
Keywords
  • Financial Knowledge,
  • Financial Attitude,
  • Personality,
  • Financial Management Behavior
How to Cite
Indah, A., & Hariasih, M. (2022). The Effect of Financial Knowledge, Financial Attitude and Personality on Financial Management Behavior at Fruit Street Vendors in Sidoarjo. Academia Open, 7, 10.21070/acopen.7.2022.3427. https://doi.org/10.21070/acopen.7.2022.3427

Abstract

To determine the effect of financial knowledge, financial attitudes and personality on financial management behavior in street vendors in Sidoarjo. This study used quantitative research methods. The population in this study were all fruit street vendors in Taman Pinang Indah, Sidoarjo Regency. The sampling technique used saturated sampling and obtained 90 respondents. Research variables This study uses two variables, namely the dependent variable and the independent variable. For the dependent variable (y) of this study is financial management behavior. For the independent variable (x) includes: financial knowledge (X1), financial attitude (X2) and personality (X3). primary data, primary data is obtained from a questionnaire whose measurement uses a Likert scale which is tested for validity and reliability. The results of this study prove that (1) Financial Knowledge has a negative relationship and does not significantly influence financial management behavior, (2) Financial Attitude has a positive relationship and significantly influences financial management behavior, (3) Personality has a positive relationship and has a significant effect on financial management behavior.

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