The Influence of Financial Literacy, Life Style, Social Class, and Online Shopping Fashion on Consumptive Behavior Pengaruh Financial Literacy, Life Style, Social Class, dan Online Shopping Fashion Terhadap Perilaku Konsumtif
*(*) Corresponding Author
Abstract
This research purpose to know the influence of financial literacy, life style, social class, and online shopping fashion on consumptive behavior at the advocate office of A.F KAPLALE & ASSOCIATES SIDOARJO. The instrument used was a questionnaire to obtain research data. This research uses validity test and reliability test. The hypothesis is that there is an the influence of financial literacy, life style, social class, and online shopping fashion on consumptive behavior. The analytical tool used to test the hypothesis is SPSS version 18. The test results based on the validity test show that all the questions on the questionnaire are valid. While the test results using the reliability test of all variables have a Cronbach's alpha value > 0.6 which means that it is reliable. The results of hypothesis testing in the form of T-Statistic and R-Square state that there is a positive influence between financial literacy, life style, and social class on consumptive behavior, while online shopping fashion has a negative effect. This is shown from the results of tcount for the Financial Literacy variable (X1) of 2.070, the Life Style variable (X2) of 2.214, the Social Class variable (X3) 2.406 and the Online Shopping Fashion variable (X4) of -2.223
References
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[3] Fakhiroh, Zakiyatul & Sigit Hermawan. 2017. Pengaruh spending habits dan financial literacy berbasis gender [skripsi]. Sidoarjo (ID). Universitas muhammadiyah sidoarjo.
[4] Palamba, Febria Grace Sapan. 2018. Pengaruh literasi keuangan terhadap perilaku konsumtif mahasiswa [skripsi]. Yogyakarta (ID). Universitas sanata dharma yogyakarta.
[5] Pradana. Mario Ferdy. 2013. Pengaruh gaya hidup konsumtif pada mahasiswa [skripsi]. Malang (ID). Universitas Muhammadiyah Malang.
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[7] Rohini, Desti. 2018. Pengaruh belanja online di media sosial terhadap perilaku konsumtif [skripsi]. Yogyakarta (ID). Universitas islam negeri sunan kalijaga yogyakarta.
[8] Sarwono, Jonathan. 2006. Metode Penelitian Kuantitatif dan Kualitatif. Yogyakarta: Graha Ilmu
[9] Sugiyono. 2013. Metode Penelitian Kuantitatif, Kualitatif, dan R&D. Bandung: Alfabeta.
[10] Sutriati, dkk. 2018. Pengaruh pendapatan dan gaya hidup terhadap perilaku konsumtif. JOM FKIP. 5(01): 1 – 10.
[11] Wahyuningtias,Sri.2018.Pengaruh kelas sosial. Jaminan rasa aman, dan lokasi terhadap minat transaksi di Bank Syariah [ skripsi ]. Lampung. Universitas islam negeri raden intan Lampung.
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