Isnaini, Nirwana NQS. Liquidity in People’s Credit Banks: NPL and Operational Costs in Sidoarjo, Indonesia. acopen [Internet]. 2023Sep.28 [cited 2024May14];9(2):10.21070/acopen.9.2024.2673. Available from: https://acopen.umsida.ac.id/index.php/acopen/article/view/2673