“SEM Model of OTA PayLater Reuse Intention Through Trust : Model SEM Pada Niat Penggunaan Ulang Layanan OTA PayLater Melalui Kepercayaan”. Academia Open, vol. 11, no. 1, Mar. 2026, p. 10.21070/acopen.11.2026.13425, https://doi.org/10.21070/acopen.11.2026.13425.