“Synergizing Financial Literacy, Lifestyle, and E-Wallet Use for Enhanced Saving Behavior: Memanfaatkan Financial Literacy, Lifestyle, Dan Penggunaan E- Wallet Untuk Meningkatkan Saving Behavior”. 2025. Academia Open 10 (2): 10.21070/acopen.10.2025.12505. https://doi.org/10.21070/acopen.10.2025.12505.