2025. User Perceptions Toward Gamification in Digital Sharia Savings: Persepsi Pengguna Terhadap Gamifikasi dalam Tabungan Syariah Digital. Academia Open. 10, 2 (Jul. 2025), 10.21070/acopen.10.2025.11563. DOI:https://doi.org/10.21070/acopen.10.2025.11563.