Kaban FP, Anggraini T, Tambunan K. Religiosity, Ease of Use, and Income Drive ZIS Payment Interest. acopen [Internet]. 2025 May 22 [cited 2025 Sep. 1];10(1):10.21070/acopen.10.2025.10946. Available from: https://acopen.umsida.ac.id/index.php/acopen/article/view/10946