Sitorus, Ema Rosary, and Minto Waluyo. “SEM Model of OTA PayLater Reuse Intention Through Trust : Model SEM Pada Niat Penggunaan Ulang Layanan OTA PayLater Melalui Kepercayaan”. Academia Open 11, no. 1 (March 2, 2026): 10.21070/acopen.11.2026.13425. Accessed March 5, 2026. https://acopen.umsida.ac.id/index.php/acopen/article/view/13425.