Rohmah, Nafiatur, and Futri Nur Latifah. “The Effect Of Perceived Usefulness, Perceived Ease Of Use And Perceived Trust On The Interest Of Muhammadiyah Sidoarjo University Student In Using Electronic Money: Pengaruh Persepsi Manfaat, Persepsi Kemudahan Penggunaan Dan Persepsi Kepercayaan Terhadap Minat Mahasiswa Universitas Muhammadiyah Sidoarjo Dalam Menggunakan Uang Elektronik”. Academia Open 4 (August 13, 2021): 10.21070/acopen.4.2021.2033. Accessed September 14, 2025. https://acopen.umsida.ac.id/index.php/acopen/article/view/2033.