Prisichella, Azzahra, and Sonja Andarini. “Synergizing Financial Literacy, Lifestyle, and E-Wallet Use for Enhanced Saving Behavior: Memanfaatkan Financial Literacy, Lifestyle, Dan Penggunaan E- Wallet Untuk Meningkatkan Saving Behavior”. Academia Open 10, no. 2 (September 15, 2025): 10.21070/acopen.10.2025.12505. Accessed October 9, 2025. https://acopen.umsida.ac.id/index.php/acopen/article/view/12505.