Nova, A., N. Darmayanti, and I. A. Rosyida. “Digital Transformation Drives Banking Financial Performance Evidence from Indonesia: Transformasi Digital Mendorong Kinerja Keuangan Perbankan Di Indonesia”. Academia Open, vol. 11, no. 1, Apr. 2026, p. 10.21070/acopen.11.2026.13999, doi:10.21070/acopen.11.2026.13999.