Sitorus, E. R. and Waluyo, M. (2026) “SEM Model of OTA PayLater Reuse Intention Through Trust : Model SEM Pada Niat Penggunaan Ulang Layanan OTA PayLater Melalui Kepercayaan”, Academia Open, 11(1), p. 10.21070/acopen.11.2026.13425. doi: 10.21070/acopen.11.2026.13425.