JANNAH, M.; SETIYONO, W. P. The Effect of Financial Literacy and Financial Attitude on Financial Welfare of MSME Actors in Sidoarjo City with Financial Management Behavior as an Intervening Variable: Pengaruh Literasi Keuangan dan Sikap Keuangan Terhadap Kesejahteraan Keuangan Pada Pelaku UMKM di Kota Sidoarjo Dengan Perilaku Pengelolaan Keuangan Sebagai Variabel Intervening. Academia Open, [S. l.], v. 5, p. 10.21070/acopen.5.2021.1667, 2021. DOI: 10.21070/acopen.5.2021.1667. Disponível em: https://acopen.umsida.ac.id/index.php/acopen/article/view/1667. Acesso em: 12 oct. 2025.