ANDRE, M. A. I. S.; RAMADHANI, S. .; SYAHBUDI, M. . User Perceptions Toward Gamification in Digital Sharia Savings: Persepsi Pengguna Terhadap Gamifikasi dalam Tabungan Syariah Digital. Academia Open, [S. l.], v. 10, n. 2, p. 10.21070/acopen.10.2025.11563, 2025. DOI: 10.21070/acopen.10.2025.11563. Disponível em: https://acopen.umsida.ac.id/index.php/acopen/article/view/11563. Acesso em: 4 sep. 2025.