PUTRI, R. A.; QARNI, W. .; SYAHBUDI, M. . Perceptions and Financial Literacy Drive Student Saving Decisions in Islamic Banking. Academia Open, [S. l.], v. 10, n. 2, p. 10.21070/acopen.10.2025.11535, 2025. DOI: 10.21070/acopen.10.2025.11535. Disponível em: https://acopen.umsida.ac.id/index.php/acopen/article/view/11535. Acesso em: 9 oct. 2025.