RITONGA, M. H. .; HARAHAP, M. I. .; SANTRI, N. . Convenience, Trust, Sharia Literacy, and Features in Gopay Usage Decisions. Academia Open, [S. l.], v. 10, n. 1, p. 10.21070/acopen.10.2025.10962, 2025. DOI: 10.21070/acopen.10.2025.10962. Disponível em: https://acopen.umsida.ac.id/index.php/acopen/article/view/10962. Acesso em: 3 sep. 2025.