ODILA, N.; SETIYONO, W. P. Decoding Millennial Financial Behavior: Factors Shaping Financial Management Nexus: Membongkar Nexus Keuangan: Eksplorasi Faktor yang Membentuk Perilaku Pengelolaan Keuangan Generasi Milenial. Academia Open, [S. l.], v. 8, n. 1, p. 10.21070/acopen.8.2023.4099, 2023. DOI: 10.21070/acopen.8.2023.4099. Disponível em: https://acopen.umsida.ac.id/index.php/acopen/article/view/4099. Acesso em: 11 feb. 2026.