SINAGA, D. T. W.; ASMARA, K. Digital Transformation and Bank Profitability in Indonesian Commercial Banking. Academia Open, [S. l.], v. 11, n. 1, p. 10.21070/acopen.11.2026.14155, 2026. DOI: 10.21070/acopen.11.2026.14155. Disponível em: https://acopen.umsida.ac.id/index.php/acopen/article/view/14155. Acesso em: 8 jul. 2026.