AULIYA, E.; DARMAYANTI, N.; ROSYIDA, I. A. Central Bank Digital Currency Adoption Determinants in Developing Countries: Determinan Adopsi Central Bank Digital Currency di Negara Berkembang. Academia Open, [S. l.], v. 11, n. 1, p. 10.21070/acopen.11.2026.14004, 2026. DOI: 10.21070/acopen.11.2026.14004. Disponível em: https://acopen.umsida.ac.id/index.php/acopen/article/view/14004. Acesso em: 20 apr. 2026.